Mortgage Modification Legal Network Holds a Free One-Hour
Seminar Thursday on How to Modify an Existing Home Loan
The Mortgage Modification Legal Network will hold a one-hour seminar on Mortgage Loan Modifications this Thursday, November 20, at the Ladera Ranch Middle School Auditorium, 29551 Sienna Parkway, beginning at 7:00 pm. Gabe Foster, a fellow Ladera Ranch resident and a host for the seminar, said, “Federal banking regulations and lending practices have changed in order to address the growing need of homeowners whose mortgages have recently adjusted or the equity in their home has disappeared due to the economic downturn. These new regulations benefit just about everyone in Ladera Ranch.” Gabe told the Ladera Times, while urging residents to attend the seminar. More . . .>
Final Totals Reported
Pat Patterson Leads All Candidates to Win a Seat on the
LARMAC Board; Jeff Blugrind Voted In for a Second Term
Pat Patterson, a newcomer to the LARMAC election scene, pulled 356 votes to lead the three candidates seeking two open seats on the LARMAC (LaderaRanch Maintenance Corporation) Board of Directors. Incumbent Jeff Blugrind, current Board Secretary, won reelection to a second three-year term with a total of 333 votes. Disappointed by the election results was longtime community leader Ram Mukherji, current Board President and former Neighborhood Rep, who only pulled 246 votes in giving up his seat on the board. The election was held at the Covenant Hills Clubhouse Wednesday evening, November 12. Over 100 Neighborhood Reps and others involved in community activities turned out for the election, which also included the Annual Meeting of the Neighborhood Representatives. The new LARMAC Board consists of Vice President Charlie Ware; Jeff Blugrind; Alex Vellandi, Director at Large; Jim Schmitt, Treasurer; and newly-elected Pat Patterson. The new board will reorganize at its next meeting, Wednesday, December 10, at the Avendale Clubhouse, 1 Daisy Street, beginning with a closed Executive Session from 4:00 to 6:00 pm, followed by the Homeowner Forum at 6:00 pm.
Open Houses Listed on LaderaTimes.com Every Friday
On Friday of every week, the Ladera Times will post a schedule of Open Houses in Ladera Ranch for that weekend. For a list of Open Houses, click on Real Estate Activity. This list and a Ladera Ranch map are also available for free at Albertsons in the Bridgepark Shopping Center at 27700 Crown Valley Parkway and Cecil Pasture Road, Pavilions in the Mercantile West Shopping Center at Sienna Parkway and Mercantile Way, and at the Avendale Clubhouse, 1 Daisy Street.
Laderians Voted for McCain & Prop 8 in Nov. 4 General Election
Despite the rain, Laderians stood in long lines throughout much of the day to cast their ballots in the Presidential sweepstakes. But, despite a 54% to 44% advantage for John McCain in Ladera Ranch, Barack Obama won the election for President of the
November Ladera Times Packed with Ladera Ranch News
The November 2008 issue of the Ladera Times, delivered to every home, business, and apartment complex in Ladera Ranch on Thursday, October 30, is packed full of news and stories on people and events in Ladera Ranch, including a cover story on the Annual Ladera Harvest Festival in Founders Park, and a major feature on two fascinating Ladera residents who have a story to tell. Editor and Publisher Jim Schmitt weights in on Prop 8 (see Publisher's Message), there's an in depth profile on the candidates running for the LARMAC Board, business news, and much, much more. The popular Top 10 Tips from TouchPointe founder Michelle Patterson, articles on Ladera Ranch business news, and a report by Ram Mukherji on Capistrano Unified School District activities. The Ladera Times is the only publication devoted exclusively to Ladera Ranch, published by Ladera Ranch residents with deep roots in the community. And it is the only publication with a website packed full of news, information, and links of revelance to Ladera Ranch residents. Simply put, if you're not reading the Ladera Times, you're not plugged into the news about what's going on in Ladera Ranch. If you or someone you know did not receive a copy of this month's issue, or have any news items or story ideas you'd like to suggest, please contact us at LaderaTimes@cox.net, or call us at (949) 481-3593. Extra copies are available at most businesses in Ladera Ranch, including all banks, Infusion Restaurant and Martini Bar, Juice It Up!, It's a Grind, Jerry's Hot Dogs, Blockbuster Video, CVS Pharmacies, and Albertsons. To view a PDF of the entire issue online, click on November 2008 Ladera Times.
Taste of Ladera Expanded to Two Days in 2009 - May 16-17
The Taste of Ladera, which more than doubled in attendance last year when it moved from Town Green to Founders Park, is being expanded to two days in 2009 -- Saturday and Sunday, May 16 and 17. The 2008 event was a huge success, drawing well over 20,000 attendees and taxing the facilities which were designed to accommodate a crowd half that size. As a result, there were not only long ticket and restroom lines, but the event eventually ran out of tickets while people were still pouring in to enjoy the food offerings and performances of Berlin, Hollywood U2, and Ladera’s own Go Sheilas. "The event was a victim of its own success," said Michelle Patterson, event organizer and principal in the firm of TouchPointe, the presenting sponsor since its inception four years ago. "For this reason, we are expanding the Taste to two days," Michelle said, stating that Saturday would be the traditional event as in past years, running from 11:00 am to 8:00 pm, and Sunday would be a day for families, with events and entertainment for children, running from 11:00 am to 4:00 pm. Michelle was quick to emphasize that both days will contain much of the same events.To read more on this year's event, click on Taste of Ladera.
Farmer's Market Has Recycling Service, Open Every Saturday
The Ladera Ranch Farmer's Market, which is held from 8:00 am to 1:00 pm every Saturday at the Town Green, corner of Sienna Parkway and Mercantile Way, has added a recycling service to its list of offerings. Zachary Bible, who is conducting the service, says it is a drive thru. "We take plastic bags and bottles, glass bottles metal cans, light bulbs and batteries," Zachary told the Ladera Times. "If anyone needs information, they can contact me at zachary.bible@laderalife.com."
Don't Fall Victim to Email Thieves Who Want to Steal Your Money
Someone who is trying to steal people's money from their PayPal accounts has been sending out an email "alerting" people that the password to their PayPal account has changed. This is a fake email message designed to sucker you into giving them the information necessary to get into your PayPal account. The message says, "The password for your PayPal account was changed. If you did not authorize this change, please use the following page and log in with your old password," and then directs you to a fake PayPal look-alike website that records your log-on name and password. The message then says, "After we verify your identity, you will be able to use your old password." The truth is, once this website has your log-on name and password, the thieves can go into your PayPal account and clean it out, and they will continue to do so as long as you have the same log-on name and password to access the account. Don't respond to the email! Instead, forward the email to spoof@paypal.com and then delete it. This is but one example of the myriad frauds on the Internet designed to separate you from your money. If you receive any such email message, say from your bank, never respond to it. Instead, check with your bank directly and, if found to be a fraud, report it to the bank and then delete the email. Most banks and other organizations, such as eBay and PayPal, have links on their websites that you can use to forward fraudulent emails to them.
LARMAC Announces Street Light Outage Reporting Program
Ladera Ranch Maintenance Corporation (LARMAC) has established a street light reporting program in response to questions by residents about how to report street light outages in Ladera Ranch. “This new program will inform community residents about how they can report street light issues, such as outages and faulty lights, directly to San Diego Gas & Electric (SDG&E),” explains Dennis Javens, Town Manager of Ladera Ranch. Upon discovering a defective street light, residents are asked to call SDG&E at 1-800-411-7343 and provide name of the street and approximate location of the outage and, if possible, the street light number, which is located on a tag on the pole located at eye level or lower. Given the highly responsive nature of the community, residents are also encouraged to tie a red ribbon approximately six feet above ground level on the street light that is being reported. Red ribbons are available at the LARMAC office on 1 Daisy Street during normal hours of operation. Residents are asked to allow SDG&E five to 10 business days to make repairs. For more information, call LARMAC at 949.218.0900 or log onto to www.laderalife.com.
