The Mortgage Loan Originators at these companies are mortgage experts. They know the market, follow trends and know what lenders have specialty loans that best fit the needs of our clients. Mortgage bankers have many wholesale mortgage partners to choose from. This allows us to make sure you get the best possible loan with the lowest interest rate; you don’t just have to fit in one box. With the big banks it’s a one stop shop. If you don’t fit their one set of underwriting guidelines you don’t get their loan.

Mortgage bankers also offer "speed to close" if needed.

All of our loans are originated, processed and funded in our office here in Ladera. We can close a new purchase loan in as little as 10 days from application to funding.

This has made us very popular with the local Realtor community because in some cases having the ability to close fast can save the entire transaction.

I got a call last week from a friend who said his neighbor was looking to refinance an investment property here in Ladera with one of the big banks and he couldn’t understand why the rate was so high.

After speaking with his neighbor he was amazed at the interest rate we could get him with one of our specialty loan products.

With a good credit score and at least 25% equity in the home, our investment property rates are the same as our primary residence rates.

This is a good example of having the ability to go outside the box and find the best loan for these clients saving them thousands of dollars.

I am not saying that Local Mortgage Lenders like Ladera Lending will always have better rates and fees on all loans every time.

What I am saying is when choosing a lending partner take a few minutes to give us a call or stop by the office. You can get a full new mortgage quote with the interest rate and closing costs in about ten minutes. I know you’ll be happily surprised if you do.

by Scott Hemp,

Ladera Lending

I have had many people in the community ask me "Scott, how can a local mortgage lender like Ladera Lending get us a better mortgage loan than one of the big banks"?

The answer to that question is an abundance of things.

Mortgage banking firms are typically privately owned, have much less overhead than the big banks, and can pass that savings directly to our clients.

This gives us the ability to offer lower interest rates with little or no closing costs. We just don’t need to make as much on every closed loan as the other guys. We have one centrally located office here in Ladera not 1000 branches everywhere.

The Mortgage Loan Originators at these companies are mortgage experts. They know the market, follow trends and know what lenders have specialty loans that best fit the needs of our clients. Mortgage bankers have many wholesale mortgage partners to choose from. This allows us to make sure you get the best possible loan with the lowest interest rate; you don’t just have to fit in one box. With the big banks it’s a one stop shop. If you don’t fit their one set of underwriting guidelines you don’t get their loan.

Mortgage bankers also offer "speed to close" if needed.

All of our loans are originated, processed and funded in our office here by Scott Hemp,

Ladera Lending

I have had many people in the community ask me "Scott, how can a local mortgage lender like Ladera Lending get us a better mortgage loan than one of the big banks"?

The answer to that question is an abundance of things.

Mortgage banking firms are typically privately owned, have much less overhead than the big banks, and can pass that savings directly to our clients.

This gives us the ability to offer lower interest rates with little or no closing costs. We just don’t need to make as much on every closed loan as the other guys. We have one centrally located office here in Ladera not 1000 branches everywhere.


 

Local Mortgage Lenders VS Big Banks

More than 20 Speakers Lined Up for

The California Women’s Conference

Motivational speaker Gabrielle Bernstein, “Getting Things Done” best-selling author David Allen and fitness guru and creator of TurboJam, Chalene Johnson are just a few of the keynote speakers during the 30th Annual California Women’s Conference at the Long Beach Conference Center in Long Beach, on December 7-8, 2016.


Keynote speakers will present on the Conference theme of “Women of the Future – Leading the Way,” along with other notable speakers, songwriter Lovey James, CNN news anchor Carol Costello, businesswoman and author Sharon Lechter and American actress Chenoa Maxwell. They are among more than twenty speakers who will address the conference this year. Attendees will be encouraged to get inspired, get connected and get results with other women who are making major moves around the globe!

Give yourself the gift of two days to redefine what it means to live your best life.  I'm overwhelmed by the change in women from when they walk through the door to the time they leave....and the projects they take on that make our world a better place for all of us!  It's truly inspirational to see Women of the future leading the way by collectively building a growing community of empowered, business savvy, forward looking women!”

Registration is now open for the Conference which will be hosted at the Long Beach Convention Center in California on December 7 and 8, 2016.


California Women’s Conference is the longest running and largest women’s conference in the country, attracting more than 18,000 attendees globally; in person and via live web camera. Attendees come together for two full days with the world’s top speakers for empowerment, networking, professional development and personal growth.

Speakers will share their experiences and expertise on a variety of topics including leadership and motivation, small business and entrepreneurship, social media and branding, healthy living, human rights, social services, education, fashion and film. This year’s theme of, “Women of the Future – Leading the Way” encourages women to take a bigger part in changing the course of their own lives and within their communities.  


The Conference will focus on the “5 to Thrive” program which focuses on the five key areas of life: Financial, Career, Physical, Social and Community well-being.


In year’s past, the California Women’s Conference has hosted top speakers from around the globe including Huffington Post co-founder Ariana Huffington, Jack Canfield, author of “Chicken Soup for the Soul” acclaimed actress, Rosie Perez and Oprah.  The entire list of speakers and their biographies can be found on the California Women’s Conference
Website.

The Conference Exhibit Hall features a bustling “town center” for attendees to delight in with dozens of businesses and charities offering services and products, grab a cup of coffee and enjoy other exciting opportunities that appeal to women!
Tickets range from individual for $149.00 up to VIP Platinum for $750.00. Tables can be purchased for $2500.00 up to $7500.00 for VIP. To register for the Conference or learn more please explore our Website, follow us on Twitter, and 
Facebook

To apply for a media credentials please contact Media Advisory Leader Rebecca Haussling @ (310) 922-7384 or email her at rhaussling@womennetwork.com or rhaussling@5acres.org